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ABOUT US

OUR LIBRARY

Oficina principal

NO REALIZA PRÉSTAMOS

AN “ALTERNATIVE INVESTMENT” TO STOCKS, BONDS AND CURRENCY MARKETS

VOTED “TOP 20”
MORTGAGE LENDER IN SOUTH FLORIDA

VOTED “TOP 20”
MORTGAGE LENDER
IN SOUTH FLORIDA

Brickell Capital fue votado como el principal prestamista hipotecario por el South Florida Business Journal (el principal medio de comunicación del sur de la Florida sobre bienes raíces residenciales y comerciales, banca, finanzas y noticias de negocios).

Our investment objective is to seek strong risk-adjusted returns with a minimum annualized rate of return of twenty-five percent (25%) or more over the investment term (usually 6m to 24m) on the capital invested.

WHAT IS A NON-PERFORMNG LOAN ?

A non-performing loan (NPL) is a mortgage loan in which the borrower has defaulted on a schedule payment or breached the terms of the loan documents.  Generally, a bank shall classify a mortgage loan that is more than 90 days past due as an NPL.

WHY BANKS SELL LOANS ?

When a borrower stops making payments, the bank can initiate a foreclosure or it can sell the Loan to a private investor.  When a bank has too many NPL’s on their balance sheet, it poses a cash flow and regulatory problem (i.e. mandatory reserves, banking oversight, etc.)

HOW WE EXPLOIT BANK INEFFICIENCIES ?

Banks are not set-up to efficiently service NPL’s, manage the foreclosure process, conduct property management or sell real estate owned (REO) properties.  It is our goal to exploit these market inefficiencies for the benefit of our clients and investors.

OUR COMPETITIVE ADVANTAGE
NON-PERFORMING MORTGAGE LOANS

 

  • local and national bank relationships
  • loan workout knowledge 
  • experiencia en litigios de ejecución hipotecaria
  • Loan origination and underwriting Experience
  • administración de servicio de préstamo 
  • extensive risk analysis

OUR PURCHASING GUIDELINES

Our criteria for purchasing Non-Performing Loans: 

$500,000 +  < 50% LTV

First-Lien Mortgage
Non-Homestead Property

25% Default Interest
Payment Default

Insurable (Hazard/Title)
Targeted Geographical Area

TARGETED PROPERTY TYPES

We only purchase Non-Performing Loans where the underlying collateral is one of the following property types:        

Single Family Residences
Residential Condominiums

Luxury Townhomes
Residential New Construction

Multi-Family Apt Bldgs
Residential Vacant Land

VOTED “TOP 20”
MORTGAGE LENDER IN SOUTH FLORIDA.

VOTED “TOP 20”
MORTGAGE LENDER
IN SOUTH FLORIDA.

Brickell Capital antepone los intereses de nuestros clientes,

because without our clients…
Brickell Capital no estaría en el negocio.

brickell capital
puts our client’s interests first,

because without our clients… brickell capital would not be in business.

15% PREFERRED RETURNS

En préstamos improductivos, nuestros inversores privados netos

  • 15% preferred returns (on invested capital)
  • 3m to 12m investment term (avg)
  • $500,000+ minimum investment


En préstamos improductivos, nuestros inversores privados netos

  • 15% preferred returns (on invested capital)
  • 3m to 12m investment term (avg)
  • $500,000+ minimum investment 


NUESTRO ENFOQUE DE INVERSIÓN

No excuses  … we deliver results

The reason for our success:           
  • amplia diligencia debida
  • aseguramiento superior
  • experiencia en litigios de ejecución hipotecaria
  • estrategias de salida estructuradas

No excuses  … we deliver results

The reason for our success:           

  • amplia diligencia debida
  • aseguramiento superior
  • experiencia en litigios de ejecución hipotecaria
  • estrategias de salida estructuradas

NO REALIZA PRÉSTAMOS
PARA INVERSORES QUE BUSCAN RENTABILIDADES MÁS ALTAS

 

brickell capital’s competitive advantage in achieving favorable outcomes is based on:

  • long-term relationship with banks 
  • conocimiento del mercado inmobiliario local 
  • strict underwriting experience
  • borrower and collateral valuation analysis
  • adherencia a los parámetros de valor
  • Análisis de puntuación de riesgo de NPL 
  • detailed investor reports + statements
  • extensive foreclosure + litigation experience 
  • structured loan workout administration
  • gestión de REO