Non Performing Loans – Brickell Capital

NO REALIZA PRÉSTAMOS

AN “ALTERNATIVE INVESTMENT” TO STOCKS, BONDS AND CURRENCY MARKETS

VOTED “TOP 20”
MORTGAGE LENDER IN SOUTH FLORIDA

VOTED “TOP 20”
MORTGAGE LENDER
IN SOUTH FLORIDA

Brickell Capital fue votado como el principal prestamista hipotecario por el South Florida Business Journal (el principal medio de comunicación del sur de la Florida sobre bienes raíces residenciales y comerciales, banca, finanzas y noticias de negocios).

Our investment objective is to seek strong risk-adjusted returns with a minimum annualized rate of return of twenty-five percent (25%) or more over the investment term (usually 6m to 24m) on the capital invested.

WHAT IS A NON-PERFORMNG LOAN ?

A non-performing loan (NPL) is a mortgage loan in which the borrower has defaulted on a schedule payment or breached the terms of the loan documents. Generally, a bank shall classify a mortgage loan that is more than 90 days past due as an NPL.

WHY BANKS SELL LOANS ?

When a borrower stops making payments, the bank can initiate a foreclosure or it can sell the Loan to a private investor. When a bank has too many NPL’s on their balance sheet, it poses a cash flow and regulatory problem (i.e. mandatory reserves, banking oversight, etc.)

HOW WE EXPLOIT BANK INEFFICIENCIES ?

Banks are not set-up to efficiently service NPL’s, manage the foreclosure process, conduct property management or sell real estate owned (REO) properties. It is our goal to exploit these market inefficiencies for the benefit of our clients and investors.

OUR COMPETITIVE ADVANTAGE
NON-PERFORMING MORTGAGE LOANS

local and national bank relationships
loan workout knowledge
experiencia en litigios de ejecución hipotecaria
Loan origination and underwriting Experience
administración de servicio de préstamo
extensive risk analysis

OUR PURCHASING GUIDELINES

Our criteria for purchasing Non-Performing Loans:

$500,000 + < 50% LTV

First-Lien Mortgage
Non-Homestead Property

25% Default Interest
Payment Default

Insurable (Hazard/Title)
Targeted Geographical Area

TARGETED PROPERTY TYPES

We only purchase Non-Performing Loans where the underlying collateral is one of the following property types:

Single Family Residences
Residential Condominiums

Luxury Townhomes
Residential New Construction

Multi-Family Apt Bldgs
Residential Vacant Land

VOTED “TOP 20”
MORTGAGE LENDER IN SOUTH FLORIDA.

VOTED “TOP 20”
MORTGAGE LENDER
IN SOUTH FLORIDA.

Brickell Capital antepone los intereses de nuestros clientes,

because without our clients…
Brickell Capital no estaría en el negocio.

brickell capital
puts our client’s interests first,

because without our clients… brickell capital would not be in business.

15% PREFERRED RETURNS

En préstamos improductivos, nuestros inversores privados netos

15% preferred returns (on invested capital)
3m to 12m investment term (avg)
$500,000+ minimum investment

En préstamos improductivos, nuestros inversores privados netos

15% preferred returns (on invested capital)
3m to 12m investment term (avg)
$500,000+ minimum investment

NUESTRO ENFOQUE DE INVERSIÓN

No excuses … we deliver results

The reason for our success:

amplia diligencia debida
aseguramiento superior
experiencia en litigios de ejecución hipotecaria
estrategias de salida estructuradas

No excuses … we deliver results

The reason for our success:

amplia diligencia debida
aseguramiento superior
experiencia en litigios de ejecución hipotecaria
estrategias de salida estructuradas

NO REALIZA PRÉSTAMOS
PARA INVERSORES QUE BUSCAN RENTABILIDADES MÁS ALTAS

brickell capital’s competitive advantage in achieving favorable outcomes is based on:

long-term relationship with banks
conocimiento del mercado inmobiliario local
strict underwriting experience
borrower and collateral valuation analysis
adherencia a los parámetros de valor
Análisis de puntuación de riesgo de NPL
detailed investor reports + statements
extensive foreclosure + litigation experience
structured loan workout administration
gestión de REO

NO REALIZA PRÉSTAMOS

VOTED “TOP 20”
MORTGAGE LENDER IN SOUTH FLORIDA

VOTED “TOP 20”
MORTGAGE LENDER
IN SOUTH FLORIDA

WHAT IS A NON-PERFORMNG LOAN ?

WHY BANKS SELL LOANS ?

HOW WE EXPLOIT BANK INEFFICIENCIES ?

OUR COMPETITIVE ADVANTAGE
NON-PERFORMING MORTGAGE LOANS

OUR PURCHASING GUIDELINES

TARGETED PROPERTY TYPES

VOTED “TOP 20”
MORTGAGE LENDER IN SOUTH FLORIDA.

VOTED “TOP 20”
MORTGAGE LENDER
IN SOUTH FLORIDA.

15% PREFERRED RETURNS

NUESTRO ENFOQUE DE INVERSIÓN

NO REALIZA PRÉSTAMOS
PARA INVERSORES QUE BUSCAN RENTABILIDADES MÁS ALTAS

Home

RESOURCES

En las noticias

CAREERS

ABOUT US

OUR LIBRARY

Oficina principal

Let's Connect

NO REALIZA PRÉSTAMOS

VOTED “TOP 20” MORTGAGE LENDER IN SOUTH FLORIDA

VOTED “TOP 20” MORTGAGE LENDER IN SOUTH FLORIDA

WHAT IS A NON-PERFORMNG LOAN ?

WHY BANKS SELL LOANS ?

HOW WE EXPLOIT BANK INEFFICIENCIES ?

OUR COMPETITIVE ADVANTAGE NON-PERFORMING MORTGAGE LOANS

OUR PURCHASING GUIDELINES

TARGETED PROPERTY TYPES

VOTED “TOP 20” MORTGAGE LENDER IN SOUTH FLORIDA.

VOTED “TOP 20” MORTGAGE LENDER IN SOUTH FLORIDA.

15% PREFERRED RETURNS

NUESTRO ENFOQUE DE INVERSIÓN

NO REALIZA PRÉSTAMOSPARA INVERSORES QUE BUSCAN RENTABILIDADES MÁS ALTAS

Home

RESOURCES

En las noticias

CAREERS

ABOUT US

OUR LIBRARY

Oficina principal

Let's Connect

VOTED “TOP 20”
MORTGAGE LENDER IN SOUTH FLORIDA

VOTED “TOP 20”
MORTGAGE LENDER
IN SOUTH FLORIDA

OUR COMPETITIVE ADVANTAGE
NON-PERFORMING MORTGAGE LOANS

VOTED “TOP 20”
MORTGAGE LENDER IN SOUTH FLORIDA.

VOTED “TOP 20”
MORTGAGE LENDER
IN SOUTH FLORIDA.

NO REALIZA PRÉSTAMOS
PARA INVERSORES QUE BUSCAN RENTABILIDADES MÁS ALTAS