AN “ALTERNATIVE INVESTMENT” TO STOCKS, BONDS AND CURRENCY MARKETS
brickell capital was voted top mortgage lender by South Florida Business Journal (South Florida’s leading news outlet for residential and commercial real estate, banking, finance and business news).
Most ultra high-net-worth investors have over 50% of their portfolio assets in “alternative investments” (i.e. non-performing loans)
50% Alternative Investments 10% Fixed Income
31% Listed Equities 9% Cash (or Cash Equivalent)
The benefits of “alternative investments:
A non-performing loan (NPL) is a mortgage loan in which the borrower is in default of the note or the loan documents (i.e. non-payment, etc.) Generally, a bank shall classify a mortgage loan that is more than 90 days past due as an NPL.
When a borrower stops making payments, the bank can initiate a mortgage foreclosure or it can sell the NPL to a private investor. When a bank has too many NPL’s on their balance sheet, it poses a cash flow problem for the bank since it is no longer earning income from its credit business and also creates numerous regulatory banking issues (i.e. mandatory reserves, banking oversight, etc.)
Banks are not set-up to efficiently service NPL’s, manage the foreclosure process, conduct property management or sell real estate owned (REO) properties. It is our goal to exploit these market inefficiencies for the benefit of our clients and investors.
As a direct result of federal and state regulations together with bank capital requirements, the real estate sector and the traditional banking sectors consistently allow for market inefficiencies to be exploited and value extracted in distressed (or non-performing) mortgage loans.
Our competitive advantage:
Our criteria for purchasing Non-Performing Loans:
$500,000+ Loan < 50% LTV
First-Lien Mortgage Non-Homestead Property
25% Default Interest Payment Default
Insurable (Hazard/Title) Targeted Geographical Area
We only purchase Non-Performing Loans where the underlying collateral is one of the following property types:
Single Family Residences Residential Condominiums
Luxury Townhomes Residential New Construction
Multi-Family Apt Bldgs Residential Vacant Land
brickell capital puts our client’s interests first,
because without our clients …
brickell capital would not be in business.
On non-performing loans, our investors net:
No excuses … we delivers results
The reason for our success:
brickell capital’s competitive advantage in achieving favorable outcomes is based on:
Brickell Capital, LLC | www.BrickellCapital.com | NMLS 1281663 | | Copyright © 2016-2024 | All Rights Reserved
